.hiw-hero{text-align:center;background:linear-gradient(#c8a96e08 0%,#0000 100%);margin-top:100px;padding:100px 48px 80px}.hiw-hero-label{letter-spacing:.25em;text-transform:uppercase;color:var(--gold);margin-bottom:20px;font-size:11px;font-weight:600}.hiw-hero-title{font-family:var(--serif);color:var(--white);margin-bottom:16px;font-size:52px;font-weight:500;line-height:1.15}.hiw-hero-subtitle{color:var(--muted-light);max-width:520px;margin:0 auto 40px;font-size:16px;line-height:1.6}.hiw-tabs{justify-content:center;gap:0;margin-bottom:64px;display:flex}.hiw-tab{font-family:var(--sans);letter-spacing:.06em;text-transform:uppercase;cursor:pointer;border:1px solid var(--gold);color:var(--gold);background:0 0;padding:16px 48px;font-size:14px;font-weight:600;transition:all .3s}.hiw-tab:first-child{border-right:none}.hiw-tab.on{background:var(--gold);color:var(--promo-text)}.hiw-tab:hover:not(.on){background:#c8a96e0f}.tab-content{max-width:1100px;margin:0 auto;padding:0 48px;display:none}.tab-content.on{display:block}.tab-header{text-align:center;margin-bottom:72px}.tab-heading{font-family:var(--serif);color:var(--gold);margin-bottom:12px;font-size:36px;font-weight:500}.tab-sub{color:var(--ivory);opacity:.8;max-width:480px;margin:0 auto;font-size:15px}.steps{flex-direction:column;gap:80px;margin-bottom:80px;display:flex}.step{grid-template-columns:1fr 1fr;align-items:center;gap:60px;display:grid}.step.reverse{direction:rtl}.step.reverse>*{direction:ltr}.step-visual{aspect-ratio:4/3;background:var(--bg-card);border:1px solid var(--border-light);border-radius:8px;justify-content:center;align-items:center;display:flex;position:relative;overflow:hidden}.step-visual-inner{width:100%;height:100%}.step-visual-inner img{-o-object-fit:cover;object-fit:cover;width:100%;height:100%;transition:transform .5s;display:block}.step:hover .step-visual-inner img{transform:scale(1.05)}.step-number{border:2px solid var(--gold);width:44px;height:44px;font-family:var(--serif);color:var(--gold);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);z-index:2;background:#0a0a0abf;border-radius:4px;justify-content:center;align-items:center;font-size:20px;font-weight:600;display:flex;position:absolute;top:20px;left:20px}.step-title{font-family:var(--serif);color:var(--white);margin-bottom:16px;font-size:28px;font-weight:500;line-height:1.2}.step-body{color:var(--ivory);opacity:.85;max-width:420px;font-size:15px;line-height:1.7}.callout{background:var(--bg-card);border:1px solid var(--border-medium);text-align:center;margin-bottom:80px;padding:60px}.callout-stat{font-family:var(--serif);color:var(--gold);margin-bottom:12px;font-size:48px;font-weight:600}.callout-text{color:var(--ivory);opacity:.85;font-size:16px}.trust-section{max-width:1100px;margin:0 auto;padding:80px 48px}.trust-title{font-family:var(--serif);color:var(--white);text-align:center;margin-bottom:48px;font-size:28px;font-weight:500}.trust-grid{grid-template-columns:repeat(3,1fr);gap:24px;margin-bottom:60px;display:grid}.trust-card{background:var(--bg-card);text-align:center;border:1px solid var(--border-light);padding:36px}.trust-icon{margin-bottom:16px;font-size:32px}.trust-card-title{color:var(--white);margin-bottom:8px;font-size:15px;font-weight:600}.trust-card-text{color:var(--muted-light);font-size:13px;line-height:1.6}.faq-section{max-width:720px;margin:0 auto;padding:0 48px 80px}.faq-title{font-family:var(--serif);color:var(--white);text-align:center;margin-bottom:36px;font-size:28px;font-weight:500}.faq-item{border-bottom:1px solid var(--border-light)}.faq-q{color:var(--white);cursor:pointer;text-align:left;width:100%;font-size:15px;font-family:var(--sans);background:0 0;border:none;justify-content:space-between;align-items:center;padding:20px 0;transition:color .2s;display:flex}.faq-q:hover{color:var(--gold)}.faq-toggle{color:var(--gold);font-size:20px;transition:transform .3s}.faq-item.open .faq-toggle{transform:rotate(45deg)}.faq-a{color:var(--muted-light);padding:0 0 20px;font-size:14px;line-height:1.7;display:none}.faq-item.open .faq-a{display:block}.final-cta{text-align:center;background:linear-gradient(#0000 0%,#c8a96e08 100%);padding:80px 48px}.final-cta-title{font-family:var(--serif);color:var(--white);margin-bottom:16px;font-size:36px;font-weight:500}.final-cta-sub{color:var(--muted-light);margin-bottom:32px;font-size:15px}@media (max-width:768px){.hiw-hero{padding:60px 20px 40px}.hiw-hero-title{font-size:32px}.hiw-tabs{flex-direction:column;align-items:center}.hiw-tab{text-align:center;width:260px}.hiw-tab:first-child{border-right:1px solid var(--gold);border-bottom:none}.tab-content{padding:0 20px}.step{grid-template-columns:1fr;gap:28px}.step.reverse{direction:ltr}.trust-grid{grid-template-columns:1fr}.callout{padding:40px 20px}.callout-stat{font-size:32px}}